The livestock policy is designed for beef, dairy, pig, sheep and non- intensive poultry farming.
Cover can include:
Breeding stock that is not for sale – cover can include infertility – plus working dogs
Livestock in transit up to specified limits
Deadstock (agricultural produce including growing crops not intended for sale and farm stock) automatically covered within the business interruption section
Machinery plant, implements, tools, equipment, fixtures and fittings within specified limits
Optional additional items of farm property creating flexibility for the diversifying farmer
Business interruption insurance to cover any revenue e.g. caravan storage, farm shop, telephone masts, bed & breakfast, etc.
Uncollected milk - compensation for up to £2000
Employers’ liability up to £10,000,000 – premium based on wage roll
Public liability up to £10,000,000 – normally based on acreage of farm, but other activities, such as bed & breakfast may either take into account turnover or number of beds
Money up to agreed limits
Assault, personal accident and sickness up to specified limits
Farm property in transit
Supplementary all risks cover for items such as office equipment, portable tools and cattle passports up to agreed limits
Commercial legal expenses up to £100,000 limit of indemnity – extended to include tenancy disputes
Home insurance - buildings and contents cover for all homes listed
Motor insurance to cover private cars, commercial vehicles, agricultural vehicles, trailers and attachments anywhere in the UK - up to £25,000 for any one item
Terrorism insurance can be accommodated
Please note the following standard contingencies apply:
Fire, lightning, explosion
Electrocution
Aircraft
Earthquake
Riot, civil commotion, malicious persons
Impact (including impact own vehicles)
Falling trees
Worrying of sheep
Fatal injury in transit - £ limit any one load (£500 excess applies)
For more information about our livestock farming insurance, please Contact us.
